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Please note that we cannot provide personalized Medicare advice or recommend specific plans. For personalized assistance, we recommend contacting your local State Health Insurance Assistance Program (SHIP) or calling 1-800-MEDICARE (1-800-633-4227).
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For these needs, please contact Medicare directly at 1-800-MEDICARE (1-800-633-4227), available 24/7, or visit Medicare.gov. Your local SHIP program offers free, unbiased counseling — find your state's program at shiphelp.org.
Written by
Dr. Patricia Wells
Medicare Benefits Researcher
Dr. Wells has spent 12 years analyzing Medicare costs, coverage gaps, and enrollment strategies to help seniors and their families make confident coverage decisions without overpaying.