Terms of Use

Terms of Use — MedicareCostGuide

Effective Date: January 1, 2026. Last Updated: April 14, 2026.

By accessing and using MedicareCostGuide (medicarecostguides.com), you agree to comply with and be bound by the following terms and conditions. If you do not agree with these terms, please do not use our website.

Educational Purpose Only

All content on MedicareCostGuide is provided for educational and informational purposes only. Nothing on this website constitutes medical advice, insurance advice, financial advice, legal advice, or any other professional advice. We strongly recommend that you consult with qualified professionals — including licensed Medicare advisors, insurance agents, doctors, and financial planners — before making healthcare coverage decisions.

The calculators and tools on our website provide estimates based on publicly available data and general assumptions. They are not a substitute for official plan quotes, benefits summaries, or personalized advice from licensed professionals.

Accuracy and Timeliness

While we strive to ensure that all information is accurate and up-to-date, Medicare rules, costs, and benefits change regularly. We cannot guarantee that all information on the site reflects the most current Medicare policies at any given time. Always verify critical information through official sources such as Medicare.gov or by calling 1-800-MEDICARE.

Limitation of Liability

MedicareCostGuide shall not be held liable for any damages arising from your use of or inability to use this website, including but not limited to direct, indirect, incidental, consequential, or punitive damages. This includes any losses resulting from decisions you make based on information found on this site.

Intellectual Property

All content on MedicareCostGuide, including text, graphics, logos, and design, is the property of MedicareCostGuide and is protected by copyright law. You may not reproduce, distribute, or create derivative works without express written permission.